Creating diving underwater scene

Start by opening an image of sea.

Open another image of a jumping girl.
Knock the background and drag the cutout to the main file.

Since color of girl's clothes are very similar to the background color, we'll change the clothes' color to differentiate it from the background. Press Ctrl+U to open hue/saturation window. Apply settings as shown.
From filter menu select Liquify. Select forward warp tool and adjust hair and clothes areas.
Duplicate the layer. From filter menu select blur>>motion blur. Apply settings as shown.

Hide the original layer.

Press Ctrl+U to open hue/saturation window. Apply settings as shown.
Reduce the opacity to 50%.
Unhide the original layer and change the layer mode to overlay.

 

 



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